Financing Disclaimer

No Loan Provision or Credit Decisions

Costa Capital does not provide loans itself, does not make credit decisions and does not approve or deny financing applications. All financing is provided exclusively by independent third-party lenders, including debt funds, private lenders, family offices, investment firms and selected banks.

Independent Lender Underwriting

Each lender conducts its own comprehensive underwriting, including:

• Asset valuation and location assessment
• Borrower financial and KYC due diligence
• Transaction structure and legal review
• Risk assessment and credit approval
• Determination of financing terms, rates, fees and conditions

Costa Capital's assessment and structuring is preparatory only. Final credit decisions rest exclusively with the lender.

Indicative Terms and Estimates

All financing amounts, leverage ratios (LTV/LTC), rates, fees, timelines and structures presented on this website or generated through our AI Financing Assessment are indicative only. They do not constitute:

• An offer to provide financing
• A commitment or guarantee of financing
• An approval or pre-approval
• A promise of availability
• A binding term sheet or loan agreement

Availability of Financing

The availability, terms and pricing of financing depend on many factors, including but not limited to:

• Asset type, condition and location
• Borrower profile, financials and track record
• Transaction structure and equity contribution
• Independent valuation and due diligence results
• Applicable lender credit criteria and risk appetite
• Market conditions and lender availability

Not Consumer Credit

Costa Capital specializes in commercial real estate financing for professional and corporate borrowers. We do not arrange consumer credit, financing for private individuals or owner-occupied residential mortgages. All prospective borrowers must be legal entities (corporations, partnerships, investment vehicles, etc.).

AI Assessment Tool

Our AI Financing Assessment is an educational tool designed to help professional borrowers understand potential financing structures and lender fit. It is not a loan application, does not constitute a financing commitment, and does not replace formal application processes or lender underwriting.

No Return Guarantees

Costa Capital does not guarantee returns, yield, performance or investment outcomes for any party. All real estate investments carry risk, including the risk of loss of principal.

Confidentiality and Data Protection

Information provided through our website, forms, AI Assessment or direct inquiry is treated confidentially and processed according to our Privacy Policy. However, by submitting a financing request, you authorize Costa Capital to share relevant information with potential lenders for assessment and underwriting purposes.

Changes and Updates

Financing ranges, LTV/LTC parameters, rates and regional availability are subject to change based on market conditions and lender appetite. Figures shown on this website are approximate and may not reflect current availability.

Professional Advice

Costa Capital provides finance brokerage and intermediary services only. We do not provide tax, legal, accounting or investment advice. Borrowers should consult independent professional advisors regarding the legal, tax and accounting implications of any transaction.

Dispute Resolution

Any dispute or claim arising out of or relating to Costa Capital's intermediary services is subject to the terms of our engagement letter or intermediary agreement with the relevant party.

Severability

If any part of this disclaimer is found to be invalid or unenforceable, the remainder remains in full force and effect.

Last Updated

September 2026

Contact: info@costacapital.pro · Legal Notice · Privacy Policy