Privacy Policy
Introduction
Costa Capital (trading name of JLMX B.V.) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, process and protect information when you visit our website, use our services, submit financing requests or download our resources.
Data Controller
JLMX B.V. (trading as Costa Capital) is the data controller for personal data processing.
Contact: info@costacapital.pro
What Data We Collect
We collect personal data in the following contexts:
- Website Forms: Name, email, phone, company, role when you submit financing requests or contact forms
- Guide Downloads: Name, email, company, role when you download our Real Estate Finance Guide
- AI Assessment: Transaction details, asset information, and borrower profile data submitted through our AI Financing Assessment tool
- Email Communications: Correspondence and attachments when you email us directly
- Analytics: Website usage, traffic sources, page views and interaction data (via Google Analytics)
- Cookies: Session memory and language preferences stored locally on your device
How We Use Your Data
We use personal data for the following purposes:
- To assess and structure your financing request
- To present your opportunity to suitable lenders (with your authorization)
- To respond to inquiries and provide customer support
- To send you our ebook and financing resources
- To keep you informed of relevant financing opportunities (by email, with your consent)
- To improve our website, services and user experience
- To comply with legal and regulatory obligations
Data Retention
Personal data is retained for as long as necessary to fulfill the purposes listed above, and in accordance with applicable legal requirements. Typically:
- Financing request data: retained for the duration of the transaction and 5 years thereafter for legal and compliance purposes
- Email communications: retained for 3 years
- Ebook download data: retained for marketing purposes unless you opt out
- Website analytics: retained for 12 months
- Session memory: deleted after 30 days of inactivity
Sharing Your Data
We may share your personal data in the following circumstances:
- With Lenders: When you submit a financing request, we share relevant information with potential lenders for assessment and underwriting (with your authorization)
- With Service Providers: Email service providers (Brevo), analytics providers (Google Analytics), cloud hosting (Netlify) and other technical partners
- For Legal Compliance: When required by law, court order or regulatory authority
- Business Transfers: In the event of merger, acquisition or sale of assets
AI Financing Assessment
When you use our AI Financing Assessment tool, your transaction and project information is processed through:
- Anthropic API (Claude): Your assessment inputs are sent to Anthropic's servers to generate indicative financing analysis. Anthropic processes this data as a service provider and does not use it to train models or for any purpose other than providing the AI assessment.
- Local Storage: Assessment context is stored in your browser's local storage for session continuity and is automatically deleted after 30 days
Important: Do not share sensitive personal information, national ID numbers, financial account details or other highly confidential data in the AI Assessment. Use it only for general project information.
Your Rights (GDPR & Privacy Laws)
If you are located in the EU or covered by similar privacy laws, you have the right to:
- Access your personal data
- Correct inaccurate data
- Request deletion ("right to be forgotten")
- Restrict processing
- Object to processing
- Withdraw consent at any time
- Data portability
- Lodge a complaint with your data protection authority
To exercise any of these rights, contact: info@costacapital.pro
Third-Party Services
- Google Analytics: We use Google Analytics to understand website traffic and user behavior. Google collects data under its own Privacy Policy.
- Brevo (formerly Sendinblue): We use Brevo for email marketing and guide distribution. Brevo processes your email according to its Privacy Policy.
- Netlify: Our website and functions are hosted on Netlify. Netlify processes data according to its Privacy Policy.
- Anthropic: The AI Assessment is powered by Anthropic's Claude API. See Anthropic's Privacy Policy for details.
Security
We implement technical and organizational safeguards to protect your personal data against unauthorized access, alteration, disclosure or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
International Data Transfers
Your data may be processed by service providers located outside your country, including the United States. By submitting data to Costa Capital, you consent to such transfers, which are made under appropriate legal safeguards (e.g., Standard Contractual Clauses).
Marketing Communications
If you download our guide or submit a financing request, you may receive occasional emails about financing opportunities, market updates and Costa Capital services. You can unsubscribe at any time by clicking "Unsubscribe" in the email footer.
Contact & Inquiries
For questions about this Privacy Policy, to request your data or to exercise your privacy rights, contact us at:
Email: info@costacapital.pro
Policy Updates
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page and updating the "Last Updated" date below.
Last Updated
September 2026